Moat Financial Services Private Limited • Equity
UpperCrust Wealth Fund is an equity portfolio management service (PMS) strategy run by Moat Financial Services Private Limited, launched on 20 Jan 2022. As of 30 Sep 2026, it manages ₹131 Cr of client assets and is benchmarked against the BSE 500 TRI. Its reported trailing returns are +6.86% over 1 year and +21.11% over 3 years (+14.19% since inception). Over 3 years, the BSE 500 TRI returned +9.21%, so the strategy is 11.90 percentage points ahead of its benchmark. Its 3-year return ranks 31st of 474 PMS strategies benchmarked to the BSE 500 TRI. The minimum investment is ₹50 Lakhs. The strategy is managed by Dhruv Pawashe.
Ranked nearby on 3-year return: Shade Value Fund (+21.43%), ICICI Prudential PMS Infrastructure Strategy (+21.16%), Sundaram Voyager Global Portfolio (+20.50%), AAA Budding Beasts PMS (+20.40%).
Returns and AUM as of , as reported to APMI. Last checked . Source: public PMS performance disclosures. Returns are as reported by the portfolio manager; past performance is not a guarantee of future returns.
| Period | Return |
|---|---|
| 1 Month | -4.88% |
| 3 Months | -1.54% |
| 1 Year | +6.86% |
| 3 Years | +21.11% |
| Since Inception | +14.19% |
| management fee | Fixed Fees: Fixed Management Fees 2.75% |
| performance fee | Variable Fees: NIL |
| exit load | NIL |
A PMS needs at least ₹50 lakh. Before you commit, get a second opinion on fees, benchmark and fit from Foliyo, a fee-only SEBI Registered Investment Adviser.
Book an intro callUpperCrust Wealth Fund has a 1-year return of +6.86%, a 3-year return of +21.11% and +14.19% since inception as of 30 Sep 2026. Past performance is not indicative of future results.
Over 3 years, UpperCrust Wealth Fund returned +21.11% against +9.21% for the BSE 500 TRI, 11.90 percentage points ahead. Over 1 year it returned +6.86% against -2.33%. Figures as of 30 Sep 2026.
Among 474 PMS strategies benchmarked to the BSE 500 TRI with a 3-year track record, UpperCrust Wealth Fund's 3-year return of +21.11% ranks 31st as of 30 Sep 2026.
UpperCrust Wealth Fund is managed by Dhruv Pawashe at Moat Financial Services. The strategy manages ₹131 Cr of client assets as of 30 Sep 2026.
UpperCrust Wealth Fund manages ₹131 Cr of client assets as of 30 Sep 2026.
The fee structure for UpperCrust Wealth Fund includes: management fee: Fixed Fees: Fixed Management Fees 2.75%; performance fee: Variable Fees: NIL; exit load: NIL.
The minimum investment for UpperCrust Wealth Fund is ₹50 Lakhs.
UpperCrust Wealth Fund was launched on 20 Jan 2022. It has a 4-year track record.
Description
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