Foliyo in the news.

A possible US Fed rate hike could affect Indian sectors differently, depending on their borrowing costs, valuations and exposure to global demand. Sachin Kabra, a Securities and Exchange Board of India (Sebi)-registered investment adviser and co-founder of Foliyo.ai, said the bigger concern for Indian equities was the impact of higher US rates on global capital flows.

"Higher US bond yields make dollar assets more attractive, potentially putting pressure on FPI flows, the rupee and equity valuations," Kabra said.

He said the market reaction would also depend on how much of a potential rate hike was already priced in. A widely anticipated hike could have a limited impact, while an unexpected change in the Fed's outlook could trigger a sharper reaction.

Investing the entire amount at once gives your money more time in the market. However, a fall immediately after investing can unsettle investors, particularly those entering equities for the first time.

Sachin Kabra, a Securities and Exchange Board of India (Sebi)-registered investment adviser and co-founder of Foliyo.ai, an investment advisory firm, says investing upfront can make sense if the investor has a long-term horizon and adequate emergency savings.

FMCG companies faced fresh input-cost pressure in the September quarter after some relief in the previous quarter. With consumers already dealing with higher prices, companies have been cautious about passing on the full increase, leaving margins under pressure.

As a result, revenue growth has not translated into stronger profits. Sharp price hikes could also hurt demand, prompting consumers to switch to cheaper brands or smaller packs.

Sachin Kabra, co-founder of Foliyo.ai, a Securities and Exchange Board of India (Sebi)-registered investment adviser, said the correction reflected a combination of margin pressure and valuation adjustment rather than a significant deterioration in consumption.

“If silver inflows swell sharply, the same logic could be applied. For now, the difference comes down to size, import impact and the festive timing that put gold in focus first,” Harsha Vardhana VM, Founder-Group CEO, Atom Financial Services, added.

Sachin Kabra, Co-founder, Foliyo.ai, noted that silver FoFs also faced subscription restrictions in October 2025 when domestic prices traded at significant premiums amid supply constraints.