✦ Foliyo Blog

Plain-language guides for Indian investors

No jargon, no conflict of interest — just clear answers to questions you actually have about money.

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Global Investing
Investing in Global Markets in 2025–26: What Worked, What Didn't, and the Currency Lesson Most Indians Missed

South Korea returned 263%. India fell 11% in dollar terms. The gap between your Nifty return and your USD return was entirely the rupee — here's what the full global scoreboard looked like.

June 2026 9 min read Foliyo AI
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Personal Finance
Are the new low-cost ULIPs better than Mutual Funds?

Two out of three modern ULIPs beat a direct MF on post-tax returns. We ran the numbers on HDFC, ICICI and Bajaj — and the LTCG tax exemption turns out to be the decisive factor.

May 2026 8 min read Mohan Gupta
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More articles coming soon — covering term insurance, taxes, retirement and more.