SEBI-Registered RIAs · Delhi NCR

Find SEBI-Registered, Fee-Only Investment Advisors in Delhi NCR

We match you with SEBI-registered, fee-only financial advisors who earn nothing from product commissions — ever. No commission conflicts. No bank sales pitches.

₹2,400 Cr+
Family wealth advised across our network
SEBI
Registered
All advisors, no exceptions
100%
Fee-only advisors

How much commission do you pay?iThis chart assumes a 1% annual trail commission on the total portfolio value — a common rate in the industry. Over a 10-year horizon with ₹50L starting corpus and ₹12L added each year, this compounds to a significant sum.

This is not about discouraging distributor relationships — it's about helping you understand the value behind what you pay, so you can have confident, informed conversations with your advisor about the quality of advice you receive in return.

₹50L corpus · +₹12L/yr · 10 year horizon · 12% growth

₹3.91 Cr
Final corpus
₹0L
Paid in hidden commissions
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Foliyo Vetted Advisors
— Delhi NCR Context

Delhi NCR — spanning Delhi, Gurugram, and Noida — is home to a concentration of senior government, PSU, corporate, and startup professionals who share a need for conflict-free financial advice but face diverse and complex financial situations.

  • Government and PSU employees navigating NPS, GPF, and gratuity planning alongside market investments benefit from an advisor with no product commission incentive.
  • Gurugram's MNC and startup corridor produces ESOP and RSU holders whose equity compensation requires tax planning independent of a distributor's fund preferences.
  • Noida's tech and media professionals often have concentrated employer stock or deferred compensation structures that a fee-only RIA can assess without bias.
  • NCR's premium real estate market — spanning South Delhi, Golf Course Road, and Noida Expressway — makes the rent-vs-buy decision one where an advisor with no home loan product to sell gives genuinely independent guidance.
See how Foliyo AI vets every Delhi NCR advisor →
— Advisor Directory

SEBI-registered, fee-only advisors serving Delhi NCR.

Every advisor listed here holds an active SEBI RIA registration.

Note: Not all the advisors listed below are active on Foliyo currently.

Nishant Gosh, SEBI RIA
Nishant Gosh
SEBI RIA
Noida
Equity Investments Commodities Wealth Management
Kunal Bhatia, SEBI RIA
Kunal Bhatia
CFA · SEBI RIA
New Delhi
SEBI Reg INA000017657   Verify ↗
Wealth Management Equity Investments
Sapna Narang, SEBI RIA
Ms. Sapna Narang
MBA · CFP · SEBI RIA
Gurugram
SEBI Reg INA000017365   Verify ↗
Wealth Management Retirement Planning
Sachin Kapoor, SEBI RIA
Sachin Kapoor
MBA · CFA · SEBI RIA
Noida
SEBI Reg INA100014879   Verify ↗
Equity Investments
Priti Goel, SEBI RIA
Priti Goel
MBA · SEBI RIA
New Delhi
SEBI Reg INA000019202   Verify ↗
Estate Planning Wealth Management
Robins Joseph, SEBI RIA
Robins Joseph
MBA (Finance) · CFP · SEBI RIA
Noida
SEBI Reg INA100013700   Verify ↗
Financial Planning Tax Optimization NRI Advisory

Verify any advisor's registration status on SEBI's Intermediary Portal ↗ before engaging. Foliyo AI is a matching platform — we are not a registered investment adviser.

— Common Questions

Everything you want to know.

About Fee-Only Advisors

What exactly is a SEBI Registered Investment Adviser (RIA) — and why does it matter in Delhi NCR?
A SEBI RIA is a financial advisor registered with SEBI. Unlike mutual fund distributors or insurance agents, RIAs are legally bound by a fiduciary standard — meaning they must always act in your best interest, disclose all conflicts of interest, and cannot earn commissions from any financial product. Their only source of income is the fee you pay them.

In Delhi NCR, where professionals include senior government and PSU employees, MNC and startup workers with ESOPs and RSUs, and business owners with complex financial structures, this distinction matters considerably: a commission-free advisor has no incentive to recommend product solutions that do not serve your actual goals.
How are advisors vetted before being listed?
Every advisor in the Foliyo directory goes through a multi-step verification process:
  • SEBI RIA registration is verified directly on the SEBI website
  • The client engagement agreement and fee schedule are reviewed
  • A reference call is conducted with one or two existing clients
  • A structured interview covers process, philosophy, and handling of conflicts
  • The advisor's specialisation is assessed against the needs of users on the platform
Roughly 60% of advisors who apply are declined. Listing on Foliyo is a due-diligence shortlist — not an endorsement or a performance guarantee.
I already have a distributor managing my investments. Can I still use Foliyo?
Absolutely. Many users come to Foliyo while still working with a distributor. A fee-only RIA can work alongside your existing setup, provide a second opinion, help you transition gradually, or take over comprehensive planning. The introductory call is a good place to discuss your current situation and what a transition might look like — there is no obligation to make immediate changes.

Delhi NCR — Common Questions

What should I look for in a financial advisor in Delhi NCR?
The NCR professional base includes government and PSU employees, MNC and startup employees holding ESOPs and RSUs, and business owners with varied corporate and personal finance needs. Look for an advisor who specialises in clients similar to your needs and unique situations. Different advisors work with clients with different sizes of corpus and hence it's important to find an advisor who is best suited for the corpus you want to invest. For conflict-free advice, consider an RIA and work with them to structure your finances, plan your expenses and work towards your long-term goal.
How much does a fee-only financial advisor in Delhi NCR typically charge?
Fee structures vary by advisor and complexity of your financial situation. Common models include:
  • A flat annual retainer (typically ₹20,000 – ₹50,000+ depending on scope)
  • An AUM-based fee (typically 0.5–1% of assets advised per year)
In all cases, the fee is transparent, agreed upon before engagement, and paid directly by you. Matched advisors will clearly explain their fee structure in the introductory call.
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