SEBI-Registered RIAs · Kolkata

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₹2,400 Cr+
Family wealth advised across our network
SEBI
Registered
All advisors, no exceptions
100%
Fee-only advisors

How much commission do you pay?iThis chart assumes a 1% annual trail commission on the total portfolio value — a common rate in the industry. Over a 10-year horizon with ₹50L starting corpus and ₹12L added each year, this compounds to a significant sum.

This is not about discouraging distributor relationships — it's about helping you understand the value behind what you pay, so you can have confident, informed conversations with your advisor about the quality of advice you receive in return.

₹50L corpus · +₹12L/yr · 10 year horizon · 12% growth

₹3.91 Cr
Final corpus
₹0L
Paid in hidden commissions
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— Kolkata Context

Kolkata portfolios often carry history, not just market risk.

In Kolkata, family wealth may include old equity holdings, inherited property, business stakes, and assets shared across generations. Good advice has to first untangle ownership, liquidity, and goals before it talks about the next investment.

01 🏛️

Legacy businesses need a family balance-sheet view

Trading houses, old companies, and property-led families often have assets spread across individuals, firms, and older structures. Before investing new money, the family needs to know what is owned, who owns it, and what can actually be sold or pledged.

02 📈

Self-directed equity investors still need asset allocation

Kolkata has a strong equity culture, and many investors manage stocks themselves. The blind spot is often the total picture: how much risk sits across direct equity, mutual funds, property, debt, insurance, and business exposure combined.

03 🌏

NRI heirs make inheritance planning more paperwork-heavy

When some family members live in the UK, US, or elsewhere, inherited property and Indian investments need careful coordination. Mutation, tax, repatriation, and overseas reporting can affect the financial plan as much as the investment choice itself.

04 🏗️

Property-heavy families need liquidity planning

Homes, commercial spaces, and inherited property can dominate net worth while producing little usable cash. The planning question is whether to hold, rent, sell gradually, or use new savings to balance the family's exposure.

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— Advisor Directory

SEBI-registered, fee-only financial advisors serving Kolkata.

Every financial advisor listed below holds an active SEBI Registered Investment Advisor registration.

Note: Not all the advisors listed below are active on Foliyo currently.

AM
Anand Manish
SEBI RIA
Kolkata
SEBI Reg INA000021119   Verify ↗
Financial Planning
AZ
Arijit Mazumdar
SEBI RIA
Kolkata
SEBI Reg INA300011609   Verify ↗
Financial Planning
AS
Arijit Sen
SEBI RIA
Kolkata
SEBI Reg INA300012723   Verify ↗
Financial Planning
AV
Aveek Mitra
SEBI RIA
Kolkata
SEBI Reg INA100004814   Verify ↗
Financial Planning
BR
Biswarup Sinha Ray
SEBI RIA
Kolkata
SEBI Reg INA300008614   Verify ↗
Financial Planning Wealth Management
CA
Cashvisory Pvt. Ltd.
SEBI RIA
Kolkata
SEBI Reg INA300017162   Verify ↗
Financial Planning Corporate
DS
Dayco Securities Pvt Ltd
SEBI RIA
Kolkata
SEBI Reg INA300016701   Verify ↗
Investment Advisory Corporate
DI
Dibyajit Saha
SEBI RIA
Kolkata
SEBI Reg INA300005835   Verify ↗
Financial Analysis Financial Planning
DE
Dynamic Equities Pvt. Ltd.
SEBI RIA
Kolkata
SEBI Reg INA300002022   Verify ↗
Investment Advisory Corporate
EL
Elbee Investment Advisors Private Limited
SEBI RIA
Kolkata
SEBI Reg INA300016969   Verify ↗
Financial Planning Wealth Management Corporate
ES
Eureka Stock & Share Broking Services Limited
SEBI RIA
Kolkata
SEBI Reg INA000021137   Verify ↗
Investment Advisory Corporate
GF
Ginteja Fintech Private Limited
SEBI RIA
Kolkata
SEBI Reg INA300016738   Verify ↗
Financial Planning Corporate
KI
Kredent InfoEdge Private Limited
SEBI RIA
Kolkata
SEBI Reg INA000017781   Verify ↗
Financial Planning Wealth Management Corporate
LA
Lamron Analysts Pvt Ltd
SEBI RIA
Kolkata
Financial Analysis Investment Advisory Corporate
NA
Narnolia Investment Advisors Private Limited
SEBI RIA
Kolkata
SEBI Reg INA300005439   Verify ↗
Wealth Management Investment Advisory Corporate
QA
Quant Art Market Solutions Private Limited
SEBI RIA
Kolkata
SEBI Reg INA000022367   Verify ↗
Investment Advisory Corporate
RA
Rahul Agarwal
SEBI RIA
Kolkata
SEBI Reg INA300003616   Verify ↗
Financial Planning Proprietorship
RV
Rima Rajiv Vasa
SEBI RIA
Kolkata
SEBI Reg INA300004267   Verify ↗
Financial Planning
SR
Sanjay Roy
SEBI RIA
Kolkata
SEBI Reg INA300000984   Verify ↗
Financial Planning Proprietorship
SS
Shomita Saha
SEBI RIA
Kolkata
SEBI Reg INA000017994   Verify ↗
Financial Planning
SA
Step Ahead Investment Advisors Pvt. Ltd.
SEBI RIA
Kolkata
SEBI Reg INA300002857   Verify ↗
Financial Planning Wealth Management Corporate
SD
Somraj Dutta
SEBI RIA
Kolkata
SEBI Reg INA300016695   Verify ↗
Financial Planning
SG
Sourabh Ghosh
SEBI RIA
Kolkata
SEBI Reg INA000018674   Verify ↗
Financial Planning

Verify any advisor's registration status on SEBI's Intermediary Portal ↗ before engaging. Foliyo AI is a matching platform — we are not a registered investment adviser.

— Common Questions

Questions Kolkata investors ask most.

About Fee-Only Advisors

Why does SEBI registration matter when choosing an advisor in Kolkata?
SEBI registration is the first filter for anyone giving paid investment advice. In Kolkata, where advice may involve old shares, family property, HUF assets, or business stakes, you need clarity on whether the person is advising you for a fee or selling a product for commission.
How much does a fee-only advisor charge?
Fees depend on scope. A portfolio review, a full family plan, and an inheritance-led restructuring are very different assignments. Most fee-only advisors use a fixed fee, annual retainer, or AUM-based model. Ask for the fee schedule and review cadence before onboarding.
How does Foliyo review advisors before listing them?
Foliyo checks registration, fee model, documents, and whether the advisor's process fits the user's requirement. Listing is a screening step, not an endorsement or a performance promise. Reconfirm the advisor's SEBI status before signing.
I already have a distributor managing my investments. Can I still use Foliyo?
Yes. You can ask for a second opinion on what you already hold. That is especially useful if the portfolio has accumulated over years through family brokers, banks, distributors, and direct equity decisions.

Kolkata-Specific Questions

I come from a Kolkata business family with ancestral property and trading assets. How does a fee-only advisor help?
A fee-only advisor can help create a consolidated family balance sheet across companies, property, direct equity, mutual funds, deposits, and insurance. That gives the family a cleaner base for decisions. HUF, succession, and partition questions still need a CA and lawyer alongside the advisor.
I invest actively in equities through the Kolkata market. Does a fee-only advisor add value?
Yes, if the advisor is looking at the whole balance sheet and not trying to replace your stock selection. They can help decide how much direct equity risk is sensible, how much should sit in debt or mutual funds, and whether goals like education, retirement, or property purchase are too exposed to market swings.
How do I handle inherited property in Kolkata if some family members live abroad?
First separate the legal work from the financial decision. A lawyer handles title, succession, and mutation. A CA handles tax. A fee-only advisor can help compare the financial impact of holding, renting, or selling the property and coordinate the plan around the legal timeline.
What should I look for in a fee-only advisor in Kolkata?
Start with active SEBI RIA registration. Then ask whether the advisor has worked with your type of situation: direct equity concentration, inherited property, HUF assets, business-family wealth, or NRI heirs. Ask for a sample engagement letter and fee schedule before you commit.
What does a fee-only financial advisor in Kolkata typically charge?
A simple portfolio review may be quoted as a fixed fee. Ongoing advice may be an annual retainer or AUM-based fee. Work involving inherited property, HUF assets, or succession coordination may be priced separately. The fee should be agreed in writing before work starts.
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