Backtest on NIFTY 50 TRI
Investing Lumpsum: One go vs SIP
Choose a start date, total amount and number of monthly instalments. The calculator invests the first SIP on the lumpsum date, then invests the remaining instalments on the same day of each following month.
Set up your comparison
Non-trading dates use the next available index day.
The lumpsum amount and total SIP amount.
Each SIP = total amount ÷ instalments.
Both approaches are valued on the same date.
Lumpsum corpus
on —
—
— absolute return
SIP corpus
on —
—
— absolute return
How your investments grow
The chart tracks both strategies at monthly valuation points through the final valuation date.
| Date | Invested | Lumpsum value | SIP value |
|---|
Methodology: NIFTY 50 TRI closing values from historical index dataset. The first SIP is invested on the effective start date; each later SIP uses the same day of month, shifted to the next available trading day when needed. Results exclude taxes, fees, tracking error and returns on uninvested cash. This is a historical illustration, not a forecast.
Data coverage: 1 January 2015 to 30 April 2026 · Index: NIFTY 50 TRI