Fee-Only Financial and Investment Advisors in Coimbatore

A SEBI RIA is registered with SEBI to provide investment advice. In a fee-only relationship, the advisor is paid by you, not by a product manufacturer or distributor.

That distinction matters in Coimbatore because many families have money tied up in a business, property, gold, or NRI accounts. The advisor has to look at the whole balance sheet, not just the next investment product.

Fees depend on the scope of work and the advisor's model. Common structures include:

• A fixed fee (typically ₹25,000 – ₹1,00,000 a year)
• An AUM-based fee (typically 0.5% – 1% of assets advised per year; SEBI caps fees at ₹1,51,000 a year per family in the fixed-fee mode, or 2.5% of assets under advice in the AUM mode)
• A fixed project fee for one-time plans or specific decision support

Ask for the fee schedule and engagement scope before the first paid meeting. The introductory call is the right time to clarify this.

Every adviser on this page holds a SEBI Investment Adviser registration, and each registration number was checked against SEBI's register of investment advisers on 11 Oct 2026. The advisers listed are independent firms, not part of Foliyo, and a listing is not a recommendation or an endorsement of performance. Before you engage anyone, verify the registration on SEBI's portal yourself and ask for the advisory agreement and fee schedule in writing.

Yes. Many users come to Foliyo while they still have an existing distributor or bank relationship. A fee-only RIA can give a second opinion, review the portfolio, or help you decide whether a gradual transition makes sense.

A business owner often has two balance sheets: the company and the family. A fee-only advisor can help separate the two.

The work usually starts with basics: how much cash should sit outside the business, whether the family has enough insurance, what retirement income will come from outside the company, and how succession should be funded.

Consult a qualified RIA and a chartered accountant together for advice specific to your business structure and family situation.

NRI money should not be handled as just another bank transfer. The family may need to review NRE/NRO accounts, repatriation rules, jointly held property, and PIS accounts for Indian equity investing.

A fee-only RIA can connect these account decisions to the larger plan: how much should stay liquid, what should be invested in India, and what should remain abroad. Tax and FEMA advice specific to your family's residency status should be handled with a chartered accountant.

Yes. The first step is not to sell anything. It is to see how much of the family's wealth is actually liquid.

Gold and property may feel safe, but they may not help quickly during a medical need, education expense, or business downturn. A fee-only advisor can map the current allocation, estimate the liquidity runway, and suggest a gradual shift if the family is too concentrated.

Fee structures for SEBI-registered RIAs in Coimbatore usually fall into three models:

• Fixed retainer: ₹25,000 – ₹1,00,000 a year covering goal-setting, asset allocation, and a written plan
• AUM-based annual fee: 0.5% – 1% of the assets they advise on per year (SEBI caps fees at ₹1,51,000 a year per family in the fixed-fee mode, or 2.5% of assets under advice in the AUM mode)
• Hourly rate: for specific decisions such as reviewing a property sale or NRI account structure

Fees vary by complexity and scope. Always ask for a written engagement agreement before paying anything.

Use SEBI's Intermediary Portal before you pay any advisor.

Search by the advisor's name or registration number. Check that the registration is active and that the details match the person or firm you are speaking to. If the registration is suspended or cancelled, do not proceed.