Our Kochi page lists 7 SEBI-registered, fee-only advisers. This page brings them together for anyone in Kerala — advisers who are paid by you, never by product commissions.
₹50L corpus · +₹12L/yr · 10 year horizon · 12% growth
The Kochi page has full adviser profiles and local planning notes. If you live elsewhere in Kerala, you can still use Foliyo — most advice happens over video and phone.
7 advisers listed. Kochi households are often planning around Gulf income, family property, gold and retirement back in Kerala.
SEBI's register also lists investment advisers with addresses in Palakkad, Thrissur, Kozhikode, Kottayam and Thiruvananthapuram. We don't have pages for those cities yet; you can still be matched through Foliyo.
When an earner in the Gulf slows down, stops or comes home, bank accounts, tax residency, cash flow and asset allocation all need to be revisited together. A fee-only adviser can plan that transition without a product sale attached.
Land, gold and chits are familiar ways to save in Kerala. A plan should show how much of each is enough, what needs to become liquid for income or education, and whether a chit is helping your cash flow or delaying a better savings plan.
All 7 advisers listed on our Kochi page, with their SEBI registration numbers. Full profiles are on the Kochi page.
Some listed advisors may not currently be accepting Foliyo introductions.
| Adviser | SEBI registration no. | Firm / website | Listed on | Fee model | Minimum |
|---|---|---|---|---|---|
| Balachandran Raman Viswanathan | INA000021757 | viswaram.com | Kochi | — | — |
| Maxie Jose | INA200001231 | Affluenz Wealth Advisors | Kochi | — | — |
| Satish Rajan N | INA200002189 | satishrajan.com | Kochi | — | — |
| Thamarapallil Abraham Joseph | INA000018115 | — | Kochi | — | — |
| Finvin Financial Planners | INA000015534 | finvin.in | Kochi | — | — |
| Geojit Financial Services | INA200002817 | geojit.com | Kochi | — | — |
| Vasupradah Investment Advisory Services | INA000020059 | vasupradah.com | Kochi | — | — |
A dash means the information is not stated here; ask each adviser for the fee schedule and any minimum in writing. SEBI registration links open SEBI's register of investment advisers, where you can search by registration number.
Checked against SEBI's register on 11 Oct 2026.
Verify any advisor's registration status on SEBI's Intermediary Portal ↗ before engaging. Foliyo AI is a matching platform — we are not a registered investment adviser.
Four checks before you sign an advisory agreement — whichever adviser you choose, on Foliyo or elsewhere.
Every SEBI-registered investment adviser has a registration number starting with INA. Search for it, or the adviser's name, on SEBI's register of investment advisers. Some advisers are registered under a firm name, so the name on the register may differ from the person you meet.
Ask the adviser to confirm in the advisory agreement that they take no commission on anything they recommend. Someone who sells mutual funds for a commission usually holds an AMFI registration number (ARN) instead — that is a distributor, not an investment adviser.
Fees are either a fixed amount for a plan or a year of advice, or a percentage of the assets the adviser actively advises on. Make sure a percentage fee is charged only on the advised portfolio, not on land, gold or a family house the adviser will never manage. SEBI requires the fee to be set out in the written agreement.
Ask how the adviser would handle your situation — a return from the Gulf, ancestral property, a parent's pension, a child's education abroad. If you would rather discuss money in Malayalam, ask about that too. A good adviser explains trade-offs plainly and does not push you to decide on the first call.
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