Raghav Iyengar

Chief Executive Officer at 360 ONE Asset Management

Raghav Iyengar is not a Foliyo employee. The thoughts and opinions shared here are their own independent views. Neither their company nor their employer has a formal business arrangement with Foliyo.

Mumbai Guest on Foliyo LinkedIn Website

Ask Raghav

Raghav Iyengar is the CEO of 360 ONE Asset Management , with over 30 years of experience in the financial services and mutual fund sectors. Previously held leadership roles at Axis Asset Management, ICICI Prudential AMC, and Tata Asset Management

Questions answered by Raghav Iyengar

Sachin Kabra (Foliyo)

With AI reading annual reports and passive investing taking over the US, should people move everything to index funds?

People pay roughly 1% more in costs compared to an index fund. One keeps reading that in the US most money has moved to passive funds because active managers can't beat the index…

Sachin Kabra (Foliyo)

Checking ones portfolio daily vs buy-and-forget. How often should a regular investor really review?

People check their portfolio app almost every day and it ruins their mood on red days. Friends and family tell them they should just buy and forget and not look at it for 10yr…

Sachin Kabra (Foliyo)

My fund topped the charts last year, now it's lagging. Should I switch to this year's top performer?

Another Client Question: I'm 39 and about 2yr ago I picked a mid cap fund mainly because it was number one on the 1yr returns list. I have about Rs 8L in it now via SIP and a lump…

Sachin Kabra (Foliyo)

Five finfluencers, five different answers. How do people stop drowning in investing content and actually act?

People investing on their own through an app for years and have portfolio is around Rs 20-30L. These people watch a lot of YouTube, Instagram reels and podcasts on investing..and…

Sachin Kabra (Foliyo)

Spend Rs 50k a month, want to retire at 40 but also eyeing a Rs 2L phone. Are they kidding themselves?

An unmarried young professional with take-home about Rs 1.4L, monthly spending around Rs 50k. Their dream is to retire at 40 and read all the FIRE stuff and it sounds doable. At…

Sachin Kabra (Foliyo)

Total portfolio Rs 5L. Want to put 20% into a US semiconductor ETF via an app. Smart diversification or FOMO?

A client asks: my total investments are about Rs 5L, mostly in two Indian equity funds. Everyone online says India doesn't have real AI or semiconductor plays. These apps make it…

Sachin Kabra (Foliyo)

Spent 3 months comparing 5 flexi cap funds and still haven't invested a rupee. How much does fund choice really matter?

A client who have Rs 15k a month that they want to put into equity for the long term. For the last few months they have been comparing five flexi cap funds. Rolling returns…

Sachin Kabra (Foliyo)

29, salary Rs 1.1L, work at a startup. Should I start SIPs first or sort insurance and emergency fund?

Another Young client I'm 29, working at a mid-stage startup with a take-home of about Rs 1.1L. My monthly expenses are around Rs 55k. I have about Rs 2L sitting in my savings…

Sachin Kabra (Foliyo)

Distributor pitching a SIF with Rs 10L minimum. Is it worth moving from regular mutual funds?

Another client question: I'm 41 and have built about Rs 60L across mutual funds over 8yr, mostly flexi cap, mid cap and one hybrid fund. My distributor is now pitching a…

Sachin Kabra (Foliyo)

Markets flat for 2-3yr and my Rs 20k SIP has barely moved. Is it time to stop?

A young professional has been running a Rs 20k monthly SIP across two equity funds for about 3yr now. The last 2-3yr have been mostly flat.. XIRR is close to what their old RD…