The person managing your money may be a salesperson, not an advisor. Here's the structural difference.
Earns 1–2% trail commission hidden inside your fund's expense ratio
Legally classified as a product distributor — no obligation to act in your interest
Recommends only products that pay them — regular funds, ULIPs, high-commission insurance
Advice ends at the product sale — no ITR, no tax-loss harvesting, no LTCG planning
Portfolio rarely reviewed unless you follow up — no proactive rebalancing
Your equity, debt, insurance and estate are handled separately with no holistic plan
Zero trail commission. No hidden cost embedded in your investments
Legally bound to always act in your best interest — no exceptions
Mutual funds, stocks, bonds, PMS, AIFs, US equities, pre-IPO — whatever is right for you
ITR filing for your family, LTCG harvesting, and tax-efficient portfolio design — all coordinated
Market-signal driven, goal-aligned portfolio reviews year-round — on-call for any decision
Investment, tax, insurance review, estate planning — one advisor with the full picture
Annual fee paid at each corpus size. Hover over any bar to compare.
Portfolio size ₹50L → ₹10 Cr · Annual advisory fee in ₹ Lakhs
Share your goals, get matched with a suitable advisor, and book a free intro call — without spam or commitment.
Tell us your goals, income, city, and current advisory setup.
We find the most suitable advisor for you.
Schedule a free 30-minute call with the advisor to evaluate a mutual fit.
Hire the advisor you align with best.
"Wealth creation is not about picking the right stock. It is about building the right structure — and staying in it long enough to let compounding do its work."
Real outcomes from families who switched from commission-based to fee-only advisory.
My previous RM had me in four ULIPs and a structured product I didn't understand. My new advisor spent three sessions unwinding that damage — and restructured everything into direct funds. First time I actually understood my own portfolio.
I was sitting on ₹90 lakh of unvested ESOPs and had no idea how to think about tax, diversification, or timing. My advisor walked me through a phased liquidation plan that saved me over ₹18L in taxes in the first exercise alone.
The Foliyo team has decades of experience in wealth management for HNIs and building technology products for the world.
Co-founders
Previously at
Two thousand families have already made the switch to fee-only advice. The intro call is free. You talk to your advisor within 24 hours. There is no commitment.
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