As an Indian investor, do I really need international exposure if I’m already bullish on India?

Published 19 September 2026

Ratheeh from Mumabi

If I believe India will continue to grow strongly over the next 10–20 years, is there still a reason to invest globally, or am I just diluting a good India portfolio?

Sachin Kabra ex-Director HDFC Private Wealth, Business Head Motilal Oswal AMC LinkedIn

International investing is not a bet against India.

India can do very well and you may still need international exposure.

Most Indian investors are already heavily concentrated in India. Your income is in India, your home is in India, your job or business is in India, and your EPF, PPF, NPS, FDs, mutual funds and stocks are also mostly in India.

So before you even make an investment decision, your financial life may already be concentrated in one country and one currency.

International exposure can serve three broad purposes: diversification, access to global businesses and planning for dollar-linked goals.

Having zero international exposure is not necessarily a neutral position. It can effectively mean taking a very large India-only position.

“International investing is not a bet against India.”

“When an Indian investor has almost zero overseas exposure, it is not a neutral position. It is actually a very large India-only position.”

This is not personalized investment advice. Your goals, tax situation, portfolio size and risk tolerance may be different, so assess your own situation and discuss it with your financial and tax advisor.

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