Government employees get a pension after retirement. Private employees don't. Foliyo fixes that — invest a small amount every month today, get a monthly salary for life after you retire.
If you work in a government job, you retire with a pension. If you work in a private company — like most of India — you don't. You're handed your last salary, a handshake, and 25 years of "good luck."
Foliyo was built to close that gap. We don't sell mutual funds. We build a private pension — a guaranteed monthly income for the second half of your life.
Tell us what you want your monthly pension to be in retirement. We reverse-engineer the rest — SIP amount, fund mix, glide path, the lot.
Money flows in on payday into a personalised mix of index funds, debt, and government securities. Rebalanced quarterly. Adjusted as you age.
You stop contributing. We start paying. A fixed monthly income lands in your bank account — for as long as you live, indexed to inflation.
Open a Foliyo account in 7 minutes. No paperwork. No advisors. Cancel any time — your money stays yours.